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Now, you have to understand country wise email list again that after 90 days, or in 90 days, they are going to drop off the alert, and you are going to have to call them again and place that again, so every 90 days (for the rest of your life), plan on making a phone call to at least one of the credit bureaus. There are experts on Identity Theft who say that fraud alerts are not 100% effective. country wise email list Those experts are absolutely right, because sometimes the bureaus don't communicate with each other, sometimes they still give out credit even though country wise email list a fraud alert is in place, and sometimes, someone at the credit bureau uses your information. . If the identity theft is taking place because of an inside job, whether it be a family member who knows everything about you, or someone else who country wise email list knows how to take all of your information and use it, then you are absolutely right in agreeing with the critics when they say that fraud alerts country wise email list could fail. So fraud alerts are not 100% effective. Number two: If you live in a state that allows you to do a credit freeze, then do it. country wise email list This is something you should especially do if you are a person who doesn't care about having instant credit available, and if you aren't doing a lot of country wise email list purchasing right now. The bad thing with credit freezes is that you are not going to be able to use your information without "thawing" it out and then "refreezing" it, country wise email list which also carries charges and paperwork. Number three: Buy a shredder, a cross-cut shredder, and use it all you want. country wise email list The shredding companies have financed many studies showing how shredding reduces identity theft. While there doesn't seem country wise email list to be any completely conclusive (and independent) evidence that shredding reduces identity theft, it's just a good idea to make your information more difficult to obtain. If you can prevent your information from being accessible from the paperwork that country wise email list you throw out, then that's a good thing to do. Number Four: Remove country wise email list yourself from junk mail and offers for instant credit. Your mailbox does not need to be that cluttered, and you really do not need the credit card offers coming into your mailbox. If you want a certain catalogue, country wise email list or fliers/coupons, stay on those lists, and keep doing business with people that you are already doing business with. But for unwanted residential mail, opt out through the Direct Marketing country wise email list Association's Mail Preference Service (MPS) Form (if you do it online it will cost you country wise email list.) For stopping unwanted phone solicitations, opt out through the Do Not Call list (donotcall.gov), and finally, to protect your email inbox, add your email address to the blocked email addresses list.